Bridge the gap between opportunity and execution with Equity Credit & Trust's flexible working capital facilities. Fast, unsecured, and founder-friendly.
Funding Capacity
5M+
Working capital should flex with the real rhythm of your business. Choose the moment you need to fund, then shape a facility around the cash cycle that follows.
Secure stock for peak seasons with repayment terms aligned to your sales cycle.
Fund high-impact campaigns or expansion without interrupting day-to-day liquidity.
Keep your team moving through late-paying contract cycles and seasonal gaps.
Move quickly on tactical acquisitions and buyout opportunities when timing matters.
Better than traditional bank loans. Faster than venture equity.
Max Amount
5M
Approved in 48 hours.
Interest Rates
FROM 0.8%
Monthly fixed cost.
Term Length
3 - 24 Mo
No early exit fees.
We don't just look at credit scores. Our AI analyzes your real-time revenue data through API integrations to offer terms that reflect your true potential.
Funding Availability
Eligible Facility
1,250,500
Dynamic APR
4.2%
From application to capital in your account within 48 hours.
Securely link your bank and accounting APIs in 30 seconds.
Get a definitive funding offer within 24 hours of connection.
Instant transfer to your Equity Credit & Trust business account.
"Equity Credit & Trust's working capital facility allowed us to triple our inventory before our biggest sale season ever. The process was entirely digital and remarkably fast."
CEO, Nordik Dynamics
Discover the top financial applications and platforms that experts recommend for personal wealth management in the current economic landscape.
We're here to guide you through every financial milestone.
24/7 dedicated assistance for all premium members.
Apply now for a no-obligation working capital offer. Your credit score won't be affected during the initial review.
